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Record Group Number: 900000
Series/Collection Number: N2000- 21
Creator: First Bank and Trust Company of Pensacola (Pensacola, Fla.)
Title, Dates: Bank records, 1914-1998
Amount: 2.00 cubic ft.
33.00 v.
Medium Included:
Organization/Arrangement: Organized into seven subseries:
    1. Historical Records, 1928-1998, 0.5 cubic foot
    2. Financial Ledgers, 1914-1933, 6 volumes
    3. Daily Statements, 1920-1966, 7 volumes
    4. Draft Registers, c. 1930-1955, 4 volumes
    5. Minutes, 5 Vols., 1914-1969, 5 volumes
    6. Stock Certificates, 1928-1965, 6 volumes
    7. Miscellaneous Journals and Registers, 1931-1975, 6 volumes
By record type.
Terms Governing Use:
Biographical/Historical:     The Banking, Savings and Trust Company in Pensacola received its charter on July 3, 1914. The first location of the bank was in the Blount Building at One South Palafox Street in Pensacola, the former site of the failed Pensacola State Bank. In 1919, the Malone family purchased the bank's major stock holdings and E.R. Malone became president. In 1926, the name of the bank changed to the First Bank and Trust Company of Pensacola. Known for its conservative management, the bank continued to prosper through the 1930s and 1940s. In 1954, the bank purchased and modernized the Isis Theater, which became its new headquarters. In the decade that followed, F.B. & T. grew into the largest bank in Pensacola.

    In 1966, Guy W. Botts of Barnett Banks approached F.M. "Son" Turner, who had led the bank since 1947, with a proposal for Barnett to acquire F.B. & T. Stockholders approved the affiliation and it became one of the first major acquisitions in the Barnett Banks of Florida, Inc. expansion started under Botts's leadership. In 1971, the name of the bank changed to Barnett Bank of Pensacola. In 1981, Barnett Bank of Pensacola and Barnett Bank of Fort Walton merged to form Barnett Bank of West Florida. In 1993, Barnett Banks, Inc. acquired the Citizens and Peoples Bank in Pensacola from Bank South Corporation in a transaction that involved a swap of Barnett's Atlanta franchise to Bank South for Bank South's Pensacola banks. Citizens and Peoples Bank then merged into Barnett Bank of West Florida. This solidified Barnett as the number one bank in deposits in Pensacola.

    In 1997 in a $15.5 billion-dollar deal, the largest in the history of banking industry at that time, NationsBank acquired Barnett Banks, Inc. Subsequently, in 1999, NationsBank and BankAmerica merged to form a national bank, Bank of America.

Summary:     This collection contains a variety of financial ledgers, director's and stockholder's minutes, historical documents, annual reports, statements of condition, newsletters, press releases, newspaper clippings, photographs, and other related materials detailing the history of the First Bank and Trust Company of Pensacola. There are also some materials from the Citizens & Peoples National Bank of Pensacola. The collection is organized into seven subseries as described below.

    Subseries 1 consists of correspondence, statements of condition, annual reports, newspaper clippings, brochures, banking magazines and photographs detailing the early history of the First Bank and Trust Company of Pensacola, the growth and expansion of the bank through the 1950s and 1960s, and the eventual acquisition by Barnett Banks of Florida, Inc.

    Subseries 2 contains the earliest financial ledgers from the founding of the bank in 1914 as the Banking, Savings and Trust Company. These ledgers include a General Ledger (ca. 1914-1919) listing the various banks in Florida and throughout the United States with which B.S. & T. had relationships, and three cash books (ca. 1914-1918). There is also a Trust Ledger, arranged alphabetically, that documents payment of taxes, payment for medical services, repairing homes, payment for clothing, etc. The trusts vary from individuals to companies, such as Board of Public Instruction and the American Legion.

    Subseries 3 consists of seven volumes of daily statements from 1920 to 1966. These are resources (assets) and liability ledgers with daily balances. Resources include State, County and Municipal Bonds, U.S. Liberty Bonds, and accounts with various banks. Liabilities include dividend, deposit and savings accounts, certificates of deposit, cashiers and certified checks, and accounts with other banks. The last ledger includes income and expenses, and the term "assets" replaced the term "resources."

    Subseries 4 consists of four volumes of draft registers dating from 1930 through 1955. Information listed includes date, payable to the order of, by whom purchased, check number, amount, date paid, and exchange. Each register usually lists the primary banks with which F.B. & T. had relationships, including J.P. Morgan, Central Hanover, Chase National Bank-N.Y., and Atlantic National Bank-Jacksonville. In addition, the volumes include entries for trust checks, dividends, certificates of deposit, certified checks, and cashier's checks.

    Subseries 5 contains minutes from the Board of Directors (1914-1961) and minutes from the stockholders' meetings (1914-1969). The monthly minutes from the Directors' meetings generally discuss loan approvals and loan limits, resolutions, and memoranda. They also include information about earning statements, statements of condition, statements of income and expense, C.P.A. reports and audits, building reports, and amendments to the articles of incorporation. The annual stockholders' meeting minutes generally include the election of officers, a list of stockholders, changes in by-laws, meeting agendas, statements of condition, and income and expense statements.

    Subseries 6 contains six volumes of stock certificates from 1958 through 1965. The information listed on each certificate includes name, certificate number, number of shares, date issued, and amount of share.

    Subseries 7 consists of several miscellaneous volumes including a Landlord and Client Ledger, Expense Account Journal, Safe Deposit Vault Register, and a scrapbook of newspaper clippings. The Landlord and Client Ledger and Safe Deposit Vault Register list names of clients in Pensacola. The Expense Account Journal lists employee salaries, expenses, and the names of the business firms that provided services to the F.B. & T. Company. The scrapbook contains statements of condition for many of the banks in Pensacola from 1952 to 1975.

Finding Aids: Folder listing available. 0
Additional Physical Form:
Reproduction Note:
Location of Originals/Duplicates:
Associated Materials:
Language Notes:
Ownership/Custodial History:
Publication Note:
General Note: This collection was arranged and described from materials obtained from Barnett Banks, Inc. when the Barnett Bank records were transferred to the Florida State Archives between 1999 and 2002.
Electronic Records Access:
Subject Access Fields: Banking, Savings and Trust Company (Pensacola, Fla.)
Barnett Bank of Pensacola (Pensacola, Fla.)
Barnett Bank of West Florida
Citizens and Peoples National Bank of Pensacola (Pensacola, Fla.)
First Bank and Trust Company of Pensacola (Pensacola, Fla.)
Bank buildings Florida
Bank management Florida.
Bank mergers Florida
Banks and banking History Florida.
Stock certificates
Pensacola (Fla.)
Added Entries Barnett Banks
Banking, Savings and Trust Company (Pensacola, Fla.)
Citizens and Peoples National Bank of Pensacola (Pensacola, Fla.)
Barnett Bank of Pensacola (Pensacola, Fla.)